I'm just saying im cool with trade ins but dealers need to understand majority of banks that give good interest rates only loan 85% of nada book value...but all dealers want to talk about is black book, and sell u gap insurance because your so far upside down on the loan...I lucked up on mine it had 28000 miles and booked nada Around 26k got it for 21800 after I submitted and dealer sat on the truck for 4 months went in with a check from my bank so they couldn't do what's best for them
that depends on your credit, the average is 110% OF ACV