Agreed Value

Discussion in 'General Discussion' started by NettlesD, Jan 18, 2022.

Car Parts
  1. NettlesD

    NettlesD Full Access Member

    Messages:
    232
    Likes Received:
    4
    Joined:
    Jul 14, 2010
    Looking at Collector's Insurance and I want to see what kind of value I should put on the truck. I called Hagerty, Grundy and American Collectors. I told them $25K but I think that value is way low. Any input on the value?

    2006 Quad Cab
    Inferno Red
    42K miles
    Navigation
    Factory Entertainment System
    Stock except for Paxton Supercharger
     
    GSJake and AMS3 like this.
  2. AMS3

    AMS3 Well-Known Member

    Messages:
    1,068
    Likes Received:
    769
    Joined:
    Aug 8, 2019
    Location:
    Savannah Ga
    If it were me, I'd bump it up at least $10K just to play it safe. Just my opinion though.
     
    Kiwi SRT10 and Srt10650 like this.
  3. laNegra

    laNegra New Member

    Messages:
    20
    Likes Received:
    4
    Joined:
    Jul 8, 2010
    Location:
    Chicago IL
     
  4. NettlesD

    NettlesD Full Access Member

    Messages:
    232
    Likes Received:
    4
    Joined:
    Jul 14, 2010
    Thanks. I'll look up Country Financial and see what they have to say. I like the "storage" part. The truck is currently insured with AAA and they allow me to put the truck in "storage" dropping collision coverage. It's just that if the truck was in an accident then AAA isn't going to give me anything for it.
     
  5. AMS3

    AMS3 Well-Known Member

    Messages:
    1,068
    Likes Received:
    769
    Joined:
    Aug 8, 2019
    Location:
    Savannah Ga
    If you're a veteran, look at USAA. They may have something, that's who I use for my full coverage on my truck.
     
  6. Outlaw Viper

    Outlaw Viper New Member

    Messages:
    8
    Likes Received:
    5
    Joined:
    Sep 24, 2008
    Location:
    Metro. St.Louis
    [Hagerty, I have 2006 RC same color, 15K miles 35K stated value and I can bump it up, but so goes the ins. price, kinda got to pick what you can live with. Stated value is about twice the price of regular blu book insurance.
     
  7. NettlesD

    NettlesD Full Access Member

    Messages:
    232
    Likes Received:
    4
    Joined:
    Jul 14, 2010
    Can't use USAA. I'm like Rob Gronkowski. I'm not a veteran but I am special.

    I'm shying away from Hagerty because they won't insurance my Thunderbird. I would like to keep all vehicles with the same company. So far, Grundy seems to have the best overall rate and will insure the Thunderbird. I don't have to do anything at this very moment so I'm still shopping around to see what's out there.