Continued from 2007 ... GO DOW GO!!

They also have a premium discount which is a benefit
 
Oh okay i thought it was collected by the brokerage
 
The end of year you may even see a payout for divs and cap gains payout .
 
Wifey said:
Oh okay i thought it was collected by the brokerage
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It’s deducted by the fund as an expense .. all ETF’s and mutual funds charge an expense .. with RYLD it’s .60% many others are charging less now but some are higher .. you don’t see the expense from the fund , it’s taken somewhere along the line and deducted before the payouts ..
 
The fund charges that not the broker
 
Bought some etherium crapto tonight and just got an alert ts dow 4.97% lol never fails ..,it will be back up lol
 
I also transfered some cas to Coinbase and converted it fro USD to USDC to get the 5.20% interest
 
There is always something to know and learn in this game .. hard to know it all … it’s the leaning curve that never ends lol
 
I see why some just get a consultant or advisor to do their work for them it's quite a lot of info to take in but I'm not one that likes to turn things over and be clueless - so I'm thankful for what I've learned!
 
Overthinking is one of my downfalls but once i get the picture I'm good to go! I don't like gambling so I'm definitely going for the slower steadier way - I'm liking ryld a lot
 
Wifey said:
I see why some just get a consultant or advisor to do their work for them it's quite a lot of info to take in but I'm not one that likes to turn things over and be clueless - so I'm thankful for what I've learned!
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I’ll never trust my investments with a broker or someone else .. the charge to damn much to do it for you for one ..
f your say involved with a financial guy in something like a teacher retirement plan .. They run the same program on everyone .. not just your holdings . They have to be very conservative which doesn’t help the people make more .. there salesman in it to make their living off of others .
 
VIPR PWR said:
I’ll never trust my investments with a broker or someone else .. the charge to damn much to do it for you for one ..
f your say involved with a financial guy in something like a teacher retirement plan .. They run the same program on everyone .. not just your holdings . They have to be very conservative which doesn’t help the people make more .. there salesman in it to make their living off of others .
Click to expand...
That's exactly what I've "learned" by reading and i talked to someone a few years back that tried to sell me an annuity!! I didn't really know about those and I'm glad I am very conservative and didn't just go with their advice
 
Wifey said:
Overthinking is one of my downfalls but once i get the picture I'm good to go! I don't like gambling so I'm definitely going for the slower steadier way - I'm liking ryld a lot
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I’m the same ,, I miss a lot of good investments because of that reason lol .. I don’t consider it gambling ,, to me Gambling is putting a dollar into a one armed bandit slot machine .. if investing was gambling everyone would most likely loose there A$$es..
think about investing and why there are retirements and everything financial to get to retirement plans etc are involved with the stock market.
 
Gambling would be going all in because the kitty roared! Then the floor drops out hahahaha
 
Wifey said:
That's exactly what I've "learned" by reading and i talked to someone a few years back that tried to sell me an annuity!! I didn't really know about those and I'm glad I am very conservative and didn't just go with their advice
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If you don’t know don’t do it .. I went to Bankmof non america years ago to open a business savings and checking account .. the guy tried to sell me on the standard business accounts with fees , minimums and BS .. I did my DD and new they had a no min , no fee account and asked him about that .. then he said oh yeah lol
 
I watched a couple if those Wall Street movies, I'm sure it's mostly Hollywood BUT I think there's a lot of truth in them! Gotta think of all that and realize the bigs aren't your friend
 
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