Yes heated seats were an option in 06, the few 05's i have seen did not have heated seats so not sure about that. 5 speed auto no that aint right, but yes it could have been built in late 04. Basically what Brat said
Sure he can shop, but he charges you for that shopping, why not do the research yourself. Save that money and put it toward your down payment or whatever.
Well i agree that a local company is easier to deal with but on the other hand they will more than likely sell your loan anyway. I would just call around and ask that question, can you offer competitve rates with larger morgage companys, if so would my loan be sold to achieve that rate.
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