2025 Project Post Ho Thread

Wifey said:
All scenarios out there for sure but they can't not make a loan based on source of income only - or age - or race - or disability - or or or hahah - fair housing laws, so if someone is just shy of qualifying they can try being gross! Some recipients make the max which is up 5,108 this year

Which would put them at 76,600 annual with the gross up lol
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Then there is the credit score scam .. thats a joke and should be banned ..
I should have a perfect FICO and Vantage score excpet I dont have a loan for a car or something .. I'm in the top 20% of people in the US and who knows maybe the world lol

This is what they tell me on vantage score 3.0 .. IMG_2086.jpegIMG_2087.jpegIMG_2088.jpegIMG_2089.jpeg

Credit crap is a scam and reaching the perfect score appears to NOT be obtainable .. credit checks and buearus should be banned .. after all they aremstealing , selling and stock piling everyone data and information .
HEY ISNT THAT WHAT THE DEMOCRAPS ARE ACCUSING Trump and musk of doing ,,,hahahaha !
Wifey said:
If my posts are larger then i don't have to wait as long on the limiter especially if i proofread hahahaha
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i tried that ,, just doesnt last and I go full ho lol
 
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Those credit tips are for idiots!! Doh!!! The credit mix is impactful but guessfuckinwhat??? Having no auto loan is a better deal than having a slightly better score!!

I have 9 payments left before my mix isn't perfect! Lol

Credit score just tallies up how much you play kissy face with the bank!

Paraphrase from Dave Ramsey theory hahahaha!
 
I don't need no stinking credit Score lol

I keep one though just because i use their stupid cash back rewards then pay in full each month - they hate when that happens :p:D
 
Wifey said:
I don't need no stinking credit Score lol

I keep one though just because i use their stupid cash back rewards then pay in full each month - they hate when that happens :p:D
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Then that makes you in good company ,,, the ones call DEAD BEATS HAHA
 
Wifey said:
I don't need no stinking credit Score lol

I keep one though just because i use their stupid cash back rewards then pay in full each month - they hate when that happens :p:D
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Everyonemhas a credit score with the equifax , trans union and experian ... 3 bazzilion models used each with different scores on everyone ,,,FICO ( aka; Fuku ) and vantage scores . Makes me wonder what we dont know ! what a joke lol
 
Ban the crap , it makes little to no difference in getting the best interest rates on any damn thing or being accepted for a lone ..
 
Any time you apply for credit your score gets lowered , even of you dont accept or get the loan ...
you get your score lowered ifthe bank cancels one of your credit cards for no reason ... if you cancel a card you get lowered also ..
 
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Even doing a balance transfer to a zero interest card is going to drop your score ... hahaha
 
VIPR PWR said:
Ban the crap , it makes little to no difference in getting the best interest rates on any damn thing or being accepted for a lone ..
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Right you just need about halfway up their ridiculous scale to get whatever you want anyways. It's a gimmick
 
VIPR PWR said:
Andy time you apply for credit your score gets lowered , even of you dont accept or get the loan ...
you get your score lowered ifthe bank cancels one of your credit cards for no reason ... if you cancel a card you get lowered also ..
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Yes that's all true every one have happened to me at some time im or other and they don't tell you hey use your stinking card or were canceling it for inactivity
 
Wifey said:
Yes that's all true every one have happened to me at some time im or other and they don't tell you hey use your stinking card or were canceling it for inactivity
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When they black mail you .. charge a penny
 
A lady in the neighborhood Ive known for years passed away late last night from a brain anuryism .. hell I just talked to her 2 days ago. She lived alone with 2 dogs ,, the dogs were barking and the neighbors called it in .. They found her ..
 
VIPR PWR said:
A lady in the neighborhood Ive known for years passed away late last night from a brain anuryism .. hell I just talked to her 2 days ago. She lived alone with 2 dogs ,, the dogs were barking and the neighbors called it in .. They found her ..
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Is she the one you helped a few times??

So sorry to hear this. Sad when we lose one
 
WTH ! Just got a message about another freind lady .. The one that informed me about the first lady that passed away was just taken to the hospital .. has to be the freaking water here .. no idea what happend with her :eek:
 
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