Insurance Question Related to SuperCharger

[jsandlin]

Curious about how you supercharger guys insured your vehicles. Question arose because my friend is putting a kenne bell on his mustang and was wondering how to cover it. Does the premium go up or does he not tell them and take a risk. Just wondering what you guys thought on this.:dontknow:

 

[LoveThisTruck]

I called my insurance company (USAA) and asked them about it. They said as long as I have my mods documented and I have pics of everything, it'll be covered.

 

[kennygene]

You could always just remove it if there was an accident.

 

[eddie102870]

insurance coverage from what, theft?

 

[redice2]

mine they said if i get major work just stop buy and they will take some fast pictures to add to my account so its covered. as far as reason if you are in a head on accident and your motor gets hit you can get back at least partial the value of the upgrades + value of vehicle

 

[jsandlin]

mine they said if i get major work just stop buy and they will take some fast pictures to add to my account so its covered. as far as reason if you are in a head on accident and your motor gets hit you can get back at least partial the value of the upgrades + value of vehicle

exactly the reason. Might not be able to take it off.

 

[redice2]

yeah plus like stinkers new hood or any other aesthetic upgrades are covered also

 

[eddie102870]

got mine insured with grundy, got to up it once we are done with the motor and turbos

 

[scoobert]

you need something called "custom equipment coverage"'i have it on my escort car because of the lights and computers. it can be any value.

 

[redice2]

yeah its included free on my policy

 

[Scrambler1]

Just a supercharger I wouldn't worry about it. If something happens turn in the work receipts and they'll give at least a portion of it back. That or some insurance companies allow you to add up to a certain value of aftermarket without a rate increase. Once you get to a certain dollar amount... ie my twin turbo build, you can change to a declared value policy. The cost of that varies and you may need an insurance company that specializes in such things.

 

[Ram From Hell]

i have it on my escort car because of the lights and computers. it can be any value.

You need a car for your escorts? I make the bitches drive themselves.


.

 

[TNVIPER]

You need a car for your escorts? I make the bitches drive themselves.


.

LOL... ...............................Best to check with your insurance agent since policies vary greatly....

 

[71dusterjon]

I called my insurance company (USAA) and asked them about it. They said as long as I have my mods documented and I have pics of everything, it'll be covered.

did it cost you more? i have usaa and took them a while to realize that my truck isn't just a normal truck but i didn't tell them i had a supercharger on it.

 

[LoveThisTruck]

did it cost you more? i have usaa and took them a while to realize that my truck isn't just a normal truck but i didn't tell them i had a supercharger on it.

Nope, no change in cost. I actually asked if they could raise my rates or something to make sure I'm covered... told them I have over $50k in aftermarket stuff on the truck. They said I was good to go:five: