Go there just to tuck one iff. Besides there's nothing like waiting three hours for an oil change to waste your day!Could be if I ever went to a stealership
Some credit card rates are like 35%!!!Have you noticed since the interest rates have gone up . That the credit card companies are advertising for people to get them more now ! I’m seeing commercials all the time pushing for suckers … hell it’s criminal what my interest rates on card has risen to now with Bidenomics . some were 9.98% and now I think the lowest says 18% .. What do the say the fed rates are and inflation is ? Something like 3.1% . What a gouge !
I do that and pay in full each month -i don't have that many but it's nice to have them if you need themI like building the points on my credit cards hahaha , I have 14 of them ,, business and personal .. I have a ton of points on them and only a balance on 1 of them with zero % interest …
Nope ! not going there ! Well maybe one day to get the airbag recall done hahahaGo there just to tuck one iff. Besides there's nothing like waiting three hours for an oil change to waste your day!
There ya go!Nope ! not going there ! Well maybe one day to get the airbag recall done hahaha
Oh I need them because if I close the accounts it hits my credit score … what a joke the credit score system is ….. so I rotate using them for points and pay each charge I make off when I get home hahahaI do that and pay in full each month -i don't have that many but it's nice to have them if you need them
Well that’s ok ,, considering I posted on the wrong thread hahahaThere ya go!
i didn't proof read lol / tuck one iff ????
Tick one off
Play their game! To your advantage!Oh I need them because if I close the accounts it hits my credit score … what a joke the credit score system is ….. so I rotate using them for points and pay each charge I make off when I get home hahaha
Mehhh - ho's do that. Worsley (is that a word lol) I knew just what you meant hahahahaWell that’s ok ,, considering I posted on the wrong thread hahaha
Play their game! To your advantage!
my credit score is excellent and I'm not sure why it even changes much but it does. Another gimmick
dave Ramsey says no one should use credit ever. I disagree with him. He says your credit score is playing kissy face with the bankers. He's got some good points but there's a lot i don't agree with him on
Worsley works for me hahaha .. those damn hos hahahaMehhh - ho's do that. Worsley (is that a word lol) I knew just what you meant hahahaha
Worsley works for me hahaha .. those damn hos hahaha
I have a car loan right now so that helps my credit mix - they keep offering personal loans and heloc loans - no thank you!mine never changes anymore for the better ,,, yet if I charge 3 cents and it gets put on a billing statement it does drop a few points hahaha unreal .. I have a 865 FICO and a 825 vantage score .. that puts me in the top 20% … yet because I don’t have a car loan or school loan my credit is negatively affected … never missed or been late on a payment , my debt to credit ratio is great and under the 30% usage threshold .. Scam ass system without a doubt .
No Helocs ,,,,… I have a line business line of credit that they shut down years ago when the chit hit the fan .. screwed me over doing that . They did come back and offer to activate it again and I ignored them .. I’m still paying on it today because of that crap . I thank George Bush for it all when he signed a bill for credit companies giving them the right to raise everyone’s minimum credit payments .. stating it will help pay down the national debt .. What a joke that was .I have a car loan right now so that helps my credit mix - they keep offering personal loans and heloc loans - no thank you!
Oh gawd i remember that!No Helocs ,,,,… I have a line business line of credit that they shut down years ago when the chit hit the fan .. screwed me over doing that . They did come back and offer to activate it again and I ignored them .. I’m still paying on it today because of that crap . I thank George Bush for it all when he signed a bill for credit companies giving them the right to raise everyone’s minimum credit payments .. stating it will help pay down the national debt .. What a joke that was .
I don't care for that institutionCredit card companies all raised the min. Payments and cut peoples amount of available credit .. crooks …. BOA was one I had a business credit card at that time and my monthly payment went from 81$ a month to 201$ a month … man was I POed .
I call them Bank of NON America and shut dow all my accounts with them except the credit card . It has a high credit line . HahahaI don't care for that institution