NSDQ
Full Access Member
Ha I hope you sleep with your mouth closed!
not always! bow-chicka-bow-wow
Ha I hope you sleep with your mouth closed!
Well now a days since im 21 never had a credit card or any sort of credit. I cannot get credit so i always buy my stuff with cash because theres no other way!
I used to be in the same boat. I applied for a credit card and even though I had financed and paid off 2 vehicles, I didn't have enough "revolving" credit
Unless you have USAA. They kill most banks and credit unions on loan interest rates. Financed my wife's used car for 4.9%
I ran into that when buying a house at 22, I figured since I had paid off my old truck in half the time, paid off my ATV in year 1 of a 3 year loan. Thought it would be no problem credit rating was amazing. Started looking for a mortgage lender and only one bank would preapprove me.
PSECU financed both my truck and the 300 at 2.49%. BAM!